Business Owners
Selling or sold your company? This is likely to be a significant milestone in your life and the result of many years hard work. But now a new challenge presents itself…. planning your future post sale. If you don’t want to do this alone, we can help.
How we can help
It all starts with you. What and who you care about. How you want your future to look.
So before diving into financial decisions, it is crucial to understand your long-term personal ambitions and needs as well as your current financial situation. Take stock of your assets, liabilities, and expenses to understand your net worth. Then, identify your priorities, whether it’s retiring comfortably, starting or investing in a new venture, helping your children, or supporting charitable causes. Establishing clear goals will provide direction for your wealth and come up with a plan of action.
We can help answer vital questions too, such as….
How much do we need to sell for? What is the minimum?
Do you have enough and if not, how do you assess the trade-offs?
Do you have more than you are ever going to need and if so, what do you do with it?
What does the service include?
- Cash flow modelling to help you understand the costs of each of your financial ambitions.
- How to invest your assets to keep costs and risk low whilst achieving the return needed for those ambitions, not just now, but long into the future.
- How to minimise income and capital gains tax on your investments and how to keep more of your profits.
- When to use ISAs, pensions and other tax efficient wrappers and structures.
- How to know when and how to pass on wealth to the next generation and how to reduce inheritance tax.
- Changing/reviewing wills and lasting powers of attorney.
- Whether to repay debt or not.
- Deciding to keep, stop or start insurance policies.
Our approach
One.
Firstly, we complete a thorough analysis of your current financial situation and future income needs. By incorporating the expected proceeds from the sale of the company into our modelling, we provide clarity on how the sale will impact your financial position over time.
Two.
Additionally, we can model multiple scenarios, enabling you to explore various sale scenarios and their potential outcomes. This helps in making informed decisions about the timing and structure of the sale to optimize financial results.
Three.
We use modelling to develop a financial plan that aligns with your ambitions and objectives post-sale. This includes strategies for minimising tax, investment allocation, and retirement planning specific to your circumstances.
Four.
Overall, this process puts you in control of your post-sale future, making informed decisions, maximize the benefits of the sale, and secure your financial future with confidence and clarity.
Five.
By partnering with Edison, a company proficient in cash flow modelling, you can navigate the complexities of the sale process and transition into the next phase of their financial journey with peace of mind.
Contact us to see how we can help.
+44 (0) 20 7287 2225
hello@edisonwm.com
The value of investments and the income arising from them can go down as well as up and is not guaranteed, which means that you may not get back what you invested. Past performance is not necessarily a guide to the future. The information contained in this website does not constitute advice. The FCA does not regulate tax advice. The FCA does not regulate advice on Trusts, Wills and Powers of Attorney.. The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren’t able to resolve themselves. To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk.